The decision making process is essentially a top down approach. At the higher-level effective asset allocation between growth and income asset classes is primary. Emphasis is particularly placed on equities where there are selected stocks with good upside potential and property if funds permitting.

On property in particular we are conscious of the prohibitive capital requirements and to that end we are proud to indicate that we are in the process of developing a concept that would weave around that rigidity –property syndication. This is essentially a group of investors pooling their resources together to buy a particular property/properties, which will then be sub-divided into units and allocated amongst the investors.

On Pensions strategic Asset Allocation is the most important decision.It remains however, the least understood. There is no right or wrong way. It is a question of finding the best solutions given the constraints both implicit (structures) and explicit (legislative). All this is heavily influenced by the personal philosophies of the Investor. Whilst Infinity have only been looking after pension fund assets for a short time our dedicated professional staff have a wealth of experience.

Against the background of pre-determined client objectives, we implement an asset allocation process based on our interpretation of existing and expected macro-economic variables. The macro issues are then reviewed by the investments committee and are linked to the micro research findings in the money and capital markets. The result of this is the asset allocation process that determines the broad split between asset classes. The degree of value and the risk profile of the different asset classes is then critically evaluated to decide on a strategy.